Market saturation in Vichy (03200)

Active business count by trade in Vichy, retail density, top concentrated businesses. To measure the market BEFORE launching — not validate it after.

Population (INSEE)

25 115 inhabitants
INSEE RP

Distinct active businesses

364 NAF codes represented
SIRENE
See all trades
TradeBusinesses
Activités immobilières (68.20A)1 390
Activités immobilières (68.20B)861
Services aux bâtiments et paysagers (81.10Z)311
Activités associatives (94.99Z)213
Activités de poste et courrier (53.20Z)153
Sièges sociaux, conseil de gestion (70.22Z)124
Restauration (56.10A)109
Autres services personnels (96.09Z)109
Commerce de détail (47.71Z)108
Restauration (56.10C)101
Activités pour la santé humaine (86.90E)101
Sièges sociaux, conseil de gestion (70.10Z)95

Most represented business

Activités immobilières (68.20A) (1 390 establishments)
SIRENE

Global retail density

297.4 establishments per 1000 inhabitants
SIRENE × INSEE

"Business / inhabitant" ratio method

The pop/nb_etabs ratio per business is the most used saturation indicator. Common benchmarks: 1 bakery / 2 000 inhabitants (Observatoire Franchise), 1 pharmacy / 2 500 inhabitants (regulation for rural towns), 1 hairdresser / 750 inhabitants. Beyond the raw ratio, look at dynamics (creations / cessions BODACC).

Reading the ratios

Above the trade's benchmark: contested market. Below: room to take. Check the trend with openings and closures over the last 24 months.

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FAQ

How to read Vichy density?
High density reflects a mature commercial fabric, not necessarily saturated. Compare to national median (~50-80 etabs/1000 inhabitants urban) and look at creation dynamics (SIRENE 12m).
Why not indicate "saturated / not saturated"?
No universal ratio allows a verdict. Saturation depends on business, district, purchasing power (Filosofi income), and recent dynamics. NTYB gives the numbers, you keep the reading.
When does the per-inhabitant ratio not make sense?
For destination retail (car dealer, specialty store) which captures a catchment area larger than the town. Then catchment (vertical /chalandise/) is relevant.